A Step-by-Step Guide to the Elective Residency Visa in Italy

If you’ve ever dreamed of spending your golden years sipping espresso in a sun-drenched piazza or exploring medieval hill towns at your leisure, Italy’s Elective Residency Visa (ERV) may be your golden ticket. Designed for non-EU citizens with sufficient passive income, this visa allows you to live la dolce vita full-time...no work required.

Here’s a step-by-step guide to help you navigate the process.

Step 1: Determine if You Qualify

The Elective Residency Visa is not for digital nomads or remote workers. It’s specifically for individuals who can support themselves through passive income. That includes:

• Pensions

• Rental income

• Dividends

• Annuities

• Investment income

The Italian consulates may require you to have a minimum of €31,000 per year for individuals, and around €38,000 for couples. More is often better, especially for consulates with stricter scrutiny.

I will say that there are some immigration attorneys who are pushing to have clients apply for this visa who don't actually qualify for the ERV. While it's not limited to retired individuals, you aren't allowed to work if you come under this visa.

Step 2: Secure Long-Term Accommodation in Italy

Before you even apply, you’ll need to prove you have a place to live in Italy. A hotel reservation won’t cut it. You’ll need:

• A signed rental contract (ideally long-term, registered with the Agenzia delle Entrate)

• Or a deed if you’ve purchased a property

This step shows the consulate that you’re serious and have already made arrangements to reside in Italy.

Yes, I know it's a bit of a Catch-22 to have a rental contract before you have been approved for the visa, but that's just how it is. I recommend visiting the town you want to move to, making friends who can help, and finding an apartment to rent. The Consulate doesn't define "long-term," but I generally suggest getting a contract for a year if possible.

Step 3: Gather Required Documentation

While requirements vary slightly by consulate, most expect:

• A completed visa application form

• Valid passport (with at least 6 months' validity)

• Passport-size photos

• Proof of passive income (bank statements, pension letters, tax returns)

• Proof of accommodation in Italy

• Proof of international health insurance (must cover at least 30,000 EUR and include repatriation)

• A notarized letter stating why you wish to live in Italy

• Flight reservation

Always check the website of the specific consulate where you’ll apply; they often have their own checklists and forms.

Just a tip: if you're nervous about booking your flight before you've been approved, book something the day of your appointment. You have 24 hours to cancel the flight without incurring a fee. Then you can schedule your actual one-way flight once you know you have the visa!

Step 4: Schedule Your Visa Appointment

You must apply for the ERV at the Italian consulate in your legal U.S. jurisdiction. Booking an appointment can take time right now; some consulates are booked months in advance. Be proactive and persistent.

At the appointment, you’ll submit your documents and answer any questions the consular officer may have. A calm, respectful demeanor and a well-organized application go a long way.

PS If you're going to the Los Angeles Consulate, be sure to read my post about my experience! And beware the Dragon Lady!

Step 5: Wait for Approval

Processing times vary, but it typically takes 30 to 90 days. Once approved, your passport will be stamped with the visa, allowing you to enter Italy and apply for a permesso di soggiorno (permit to stay).

Step 6: Apply for Your Permesso di Soggiorno in Italy

Within 8 days of arriving in Italy, you must apply for your residency permit. This involves:

• Going to the post office to pick up and submit the kit

• Scheduling a fingerprinting appointment at the Questura (police immigration office)

• Waiting (again) for your permesso card

This step is mandatory and will need to be renewed regularly.

I've written tons of content on the permesso:

• Getting a Permesso di Soggiorno: Your Questions Answered

• How Long Does It Take to Get a Permesso di Soggiorno?

• What is the Permesso di Soggiorno Receipt and Why is it Important?

• Types of Permesso di Soggiorno: Which is Right for You?

• Permesso di Soggiorno vs. Visa: What are the Differences for Expats?

I've also written an in-depth guide to help you apply for the permesso di soggiorno!

A Few Tips to Keep in Mind

• Don’t fudge the rules. The ERV does not allow you to work...even remotely. I had one client tell me they lost thousands of dollars that they'd spent for a lawyer who told them to apply when they didn't qualify for the ERV! Then they had to start over and try for a different visa.

• Be overprepared. Consulates may ask for extra documentation or clarification.

• Expect bureaucracy. Italy moves at its own pace... patience is your best friend.

• Hire help if needed. A relocation consultant or visa expert can save you hours of headaches, though I have clients who have applied for the ERV on their own without issue.

The Elective Residency Visa is a fantastic opportunity for those who want to fully embrace life in Italy without the pressure of work. But like most Italian bureaucracy, it requires planning, persistence, and plenty of paperwork.

If your income is stable and your dream is to live in Italy long-term, this visa may just be your passport to a more relaxed, flavorful life.